Unlike some people, I believe HOA is good costodian often finances, get volume discounts, do the effort of hiring contractors and maintain common space so in that regard I consider them a value. 

A good friend of mine is now in Dallas for short trip and she sent me a pic of daily long horn cow run?

Hi @Blake WilliamsI own a brokerage and have worked with most of the largest hard money lenders in our space and at a high volume level.

Ask about lead volume, deals per month, as well as cost and timeline.

Interest on the All in one is simple interest, so it is calculated on a daily amount then added up for the month and that is your minimum payment at the payment point in the month.

We did the majority of repairs ourselves (fam of 4), while we stayed there (3BR 1.5BA, 1100Sq-Ft) and learned alot about the place by using it on a daily basis (as a renter would).Ask yourself: What size beds fit best into the space so you can still move around (w/ luggage)?

June and July volumes have bounced back nicely.

So what your not saying speaks volumes.

Check AirDNA to get an idea of daily rates and vacancy rates. 

Newer ones (2008+) are suffering from seasonality now but will pick it up in Q3-Q4: if you look at historical data, Miami Dade county has always had seasonality low volumes during summer time, due to hurricane season, holidays and less tourists visiting.