Would you ever have imagined a national lockdown stretching months for a flu that had a mortality rate a fraction of heart disease annual mortality rate?

This response to a disease is unprecedented and that should tell you something.We have entered the early phases of a planned intentional disaster. 

I will defer some rent, waive late fees and perhaps even forgive some rent to people who were unfortunate enough to contract this disease. 

But they were, humans told themselves meh, we'll prepare for any natural disasters, and then they realized mother nature doesn't care.Plague's diseases and drug resistant bacteria are also rooted in mother nature.

With supply chains being cut left and right all over the world, escalating quarantines, reasonably intelligent tradesmen who have better things to do than run out to job sites all day and expose themselves to infection or any sort of injury that involves going to the disease-ridden hospitals.But you honestly think that in this deal, you should worry more about housing value changes, bank rates, and what your hypothetical new tenants will be able to afford.It boggles the mind.

Can you imaging what the numbers would be if there were no vaccines for those diseases?

Nothing about the diseases potential is being weaponized, its scientists telling you reality.

As a busy person and a self starter, it is hard for me to imagine  as you describe yourself that you would retire, curl up in a ball, catch lots of diseases limiting you from travel. 

Remember the Mad Cow Disease?

Account Closed  viruses and disease are not a coveted peril under a Property policy and in mostPolicy language listed as an Exclusion.Also, as @Lauren Kormylo states above, the your property is not physically damaged by the virus so the Property policy does not kick in.This is the situation for all businesses in the US in regards to Business Income/Loss of Rent coverage.