When you say oil heat, is this a hot water system/boiler?

How can I find out the home owner  insurance information for a neighbor if a neighbor failed to maintained his property and caused water damage to a neighboring property? 

Everything in the home is fully upgraded with the past 4 years (plumbing, electrical, roof, foundation waterproofing/draining, new municipal sewer and water connection, etc.)We could expect about $5,000 yearly residual initially until paid off and then we could expect rent of around $825 and rising from that point forward.

Make sure the roof overhangs the eves by 10-12" so water runs off onto the ground and not down the side of the home.  

Does anyone else worry about water in places like Vegas?

Modern plumbing and electrical, brick exterior, water drains away from house, no large trees near house, etc- No one will look after your property as well as you want them to.

In some states utilities like sewer and water can add up fast and they attach to the house.  

Expenses such as water, sewer, garbage, gas, electricity, lawn care, etc.

For example in my duplex the copper water piping developed pinhole leaks in several areas and needed to be replaced.

The biggest renovations we did to a house was paint and flooring throughout, whole new kitchen, new electrical, water heater, plumbing, new bathroom, and rebuilt part of the porch, and moved a window, and we didn't reach 20K so that might be a little high.