I know I know I’ve heard all the horror stories when it comes to flipping however there’s also been some inspiring stories as well that being said , I was wondering if someone would please share with me the best course of action when it comes to obtaining an investment Loan or any other loan Our credit scores are in the mid 700 we both make over $220 combined income .

@Todd Crippen thank you so much for responding. your response and thoroughness have been incredibly insightful and valuable.

This 80 acre piece has an old gravel pit with an active mining permit on it and has incredible views.

“This is incredibly timely, given our collective commitment and my personal commitment to addressing homelessness and housing in our city,” Councilwoman Nikki Fortunato Bas, one of the ordinance’s sponsors, said during Tuesday’s council meeting.Currently, background checks are a standard part of applying for rental housing, and applicants with a criminal record often are denied.

I'm a top shelf borrower with 800 credit score, over $150k cash and multi million dollar residential portfolio. 

.$350,000 Down     $1,950,000Sold                         $5,200,000Payoff Debt            $1,600,000Remaining              $3,600,000Cash Flow               $130,000__________________________$350,000 turned into $3,730,000Today I oversee 7,068 units with a total of $1.5 Billion AUM.Moral of the story......To create wealth you can't just score once, you must be able to repeat it (this is the power of scaling).

A multi-single member LLC in Wyoming seems a very odd choice unless you mean a Series, but that will still get each Child Series (as with all Series) subject to the $800 minimum a year Franchise Tax.The only irrevocable trust would be one for your Primary & secondary residence - but then it is expensive to break that, you have to figure out your life expectancy to anticipate the trust ending before the end of your life to get any tax advantages and the QPRT no longer has the incredible tax advantages it used to (though it might in 2026 when/if it reverts back to the old structure) since the sweeping changes of the Tax Cuts and Jobs Act (TCJA) in 2017. 

Most hard money lenders do want to take a look at your credit but most will take a more common sense approach, focusing more on the credit report than on the credit score. 

When I ask for her income and credit score:$15,000/yr and no credit.

We have no other debt, our credit scores are over 780, and we have the income and assets to qualify.