At any rate: the collective group is thriving.

What is your Credit Rating etc.

These typically don't require collateral but come with higher interest rates.

A key component to cash flow will be loan terms..you could consider trying to incorporate a seller concession towards an interest rate buy down or costs to help improve cash on cash returns.

I am uncertain about the mortgage part because I have grate interest rates being under my personal name.

I purchased my second property in 2023, it was a fixer, so after renovation and refi, PMI was removed:because of interest rates and the market, does not cash flow but the rents cover most of the mortgage and it’s been a solid equity play.

Someone like @Dave Foster Ask them if they’d look on your documents for a fee.

I believe house hacking is great to start as you can purchase a property as your primary residence (little to no money down) and get the best possible interest rate by doing this too...so for those reasons, it's 'best' if cash to enter the market is low.

As I continue to grow my portfolio I’d like to continue with the because their interest rates have been the best I’ve seen and they keep their loans in house.

Only high cap rate markets?