I'm trying to do some pre-work so the $ I spend on my time with the CPA is as productive as possible.

I can totally see someday "Flipping" myself my dream house since I would probably love the deal as much as the final product

I used to use a product that would be suitable for the food industry or healthcare industry but found that it doesn't always work with the infestations that you would find in a long-time vacant property.I have since been using a product called Termidor(no relation to them in any way) and have been very satisfied with it.

You should also be able to secure a rate below 3.0% if you are willing to go with a 5-yr term variable rate product.

Although, we do seem to be somewhat more civilized nowadays.

It's tough selling a product that you cannot see or touch, outside of a piece of paper.

Student rentals are a very niche insurance product.

The fees I mentioned running a grand provide a true 100%, no "transaction fee" to a million in production credits and above we had E&O as that's a variable cost to the number of deals and amounts.It's the $60 bucks that makes it nothing, IMO keeping the license active, with the MLS that may be the broker's MLS fee per agent or the lion's share.

It also helps to increase productivity and decrease feeling of isolation.

Your sarcasm is not productive.