And those that do have 90 day resale restrictions (Fannie Mae and Freddie Mac) generally have a provision whereby you can resell for up to 20% above the purchase price within that 90 day period.

It's unfortunate but not surprising that there isn't some "neutral" website or source that can provide these emails for people who want to go directly to the listing agent, since the feeds don't contain the lockbox codes, loan info. or other sensitive information, but the whole RE agent/MLS system seems to be set up to protect agent's jobs rather than make transactions efficient or easy.

But if you’re buying cash they don’t care period.

I wouldn't think you could get a short sale done in a couple of weeks....If you can get an offer prepared and into the bank with the proper paperwork to get the short sale process started, the bank is likely to put off the foreclosure for some period of time (60-120 days) while the offer is considered by the asset manager.

The issue is that banks have suffered catastrophic losses by letting folks borrow 90-100% on trumped up appraisals during the 2002-2007 period.

All in a 20 year period.

Of course, this is a way I have learned to be more efficient with a low income "D" level property.

It would probably make financial sense for the PM to offer free lot for a period of time.

total estimated interest = $4.7k2) LOC refi- $2.6k in closing costs, plus $2.9k interest over the 24 month life of the LOC equals total cost of borrowing = $5.5kSo basically for the LOC i'm paying $800 in additional costs over the two year period to gain access to the remainder of the LOC ($92k) at 5.75% interest to be used to jump on cash deals, etc. if needed.

The paperwork is not hard to figure out on your own--I've rarely seen anything in an addendum that I didn't understand (but they are boring).As long as you have an inspection period, the only risk is your inspection money if you decide to back out.Having said all that--I haven't read this entire thread, but I don't understand why your low offers would suddenly be more enticing to the listing agent in your town if she now has to split a commission with your buyer's agent.