I am just exploring any potentially creative solutions that are well within the legal bounds of the law - or at least the grayish areas!

If there's an assessment or litigation, you'll read about it in those minutes) Also, if you get the budget and you see a large increase in legal fees, ding ding ding, you may have litigation. 

We used one of those legal websites and here is the language we used with repayment specific to our situation.Loan AgreementDated: __________FOR VALUE RECEIVED, the undersigned, NAMES (the "Borrower"), located at ADDRESS, hereby promises to pay to the order of NAMES, (the "Lender"), located at ADDRESS, the principal sum of $XXXX together with annual interest of X% on the principal balance, and in accordance with the terms set forth below.Payment.

What I'm wanting to accomplish may be immoral but I'm looking for a legal way to get my bank to sell my mortgage to a trusted 3rd party.

There's lots of legal reasons you can reject someone - they're obnoxious, rude, pushy, a smoker, associate with drug dealers, etc.

Clarification: did the lender foreclose on the wrong legal description (the same legal description deeded to you)?

Truly self-directed means that your plan does not have any limitations on the investments and you can invest in anything that is legal. 

It was treated a few weeks ago but her current landlord is not renewing her lease due to the pest problem and now the applicant is threatening legal action if we don't rent to her.

Oftentimes in Sheriff's sales the final judgement amount is published whereby you can see how much the bank is owed, including outstanding balance, interest, late fees, legal costs, corporate advances for insurance, taxes, etc. 

I use Free Legal Answers sometimes because all the public advocacy agencies tend to portray statute as heavily slanted toward tenants.