Direct lenders, bankers, brokers, brick-and-mortar, call center, internet lender, whatever, no difference right now, anyone can catch the 'rona (and/or it's impact on a particular loan file in progress).

That comes with all utilities including cable and internet and is furnished.4.

@CJ M.so far based on my research, best bet looks like going with individual mortgage broker or smaller lender / credit union instead of big banks I.e (wf,boa,etc) as they have higher closing cost and not borrower friendly.

Wells fargo has almost no cost of capital but a huge infrastructure, so they are GREAT for big acquisitions but bad for small players to deal with.Smaller banks are more expensive but they become much closer to partners then lenders because their success is much more closely tied to your success.now if we are just talking Fannie Mae loans that can be issued by absolutely anyone then a local investor friendly loan broker is your best bet. 

Each month, we have tremendous Contractual Obligations and payments to make - Grocery-Bills, Utilities, Mortgages, Plumbers, Electricians, Medical Insurance Premiums, Property-Insurance, Sewer-Water, Oil, Gas, Electricity, Property Taxes, Cable & Internet, Cell-Phone, Income-Taxes...Are we now doing away with our entire system of Contract & Tort Law?   

I am betting that in 3-6 months, there will be a ton of opportunities and you would be glad you had 230K to make some real money.Good luck

Every inquiry wants to know how much more of a discount I can give,  and the number of MBPS my internet is, etc. 

Areas outside of Indy 465 loop like Beech Grove/Franklin township/Greenwood, etc. can be a safer bet and often still have a good amount of 3B2Ba.

How about I suggest you not believe everything you read on the internet!!!

But I bet things will go a lot better with an experienced guide.Good luck!