It's uncertain when it will happen, but overspending is human nature for the average person.

Sure I am human like anyone else.

That's it, we simply talk with them, on a human level.

However, to characterize an entire city or neighborhood as just one side is a dramatic over simplification of the humanity that exists there- whether the characterization is good or bad.

What I'm trying to say is that's not a good idea from the point of view of what science tells us about the human brain and how thinking works.

You might also volunteer at Habitat for Humanity builds.  

They haven't lived life yet and realize how hard it is to earn a $dollar.http://www.ocregister.com/articles/rent-722020-per...It's related to the whole Bernie Sanders movement which was HUGE.It's about people just thinking humans DESERVE stuff. 

What worries me at night, what am I leaving for the next round of humans who have to take their lap around the sun?  

The educated human side doesn’t do mental math and my brain thinks “where’s my calculator?”

Brain-dead excuses for human beings.On the other hand, the world is bursting at the seams with people who will grasp at any excuse not to do anything.