There really isn't enough context here to determine whether this is "high."

If you have credit card debts with high rates/high balances I would focus on paying it down to 15% to 30% Max balance to credit limit ratios to lower your DTI - Debt to income ratios, increase credit scores and be in a better position to buy more properties at a lower mortgage rate.

., the sand and the water) is better in Gulf Shores and Orange beach...I have a theory that the beach gets better the farther east you go...will have more info on that in a couple weeks.  

Connecting with someone knowledgeable like you would be an invaluable opportunity for me to expand my understanding of the market and gain some valuable insights.Your expertise and advice are highly respected, and I genuinely appreciate any assistance you can offer.

STR's are a great investment in this area, occupancy rates are extremely high in the summer, and very high during the spring and fall.  

I'm looking into multifamily (duplex & self landlording) in my local area to get started, but my tri-state area (CT/NY/NJ) has a high entry price point that I'm concerned with over leveraging myself and losing liquidity on my first deal. 

Fire suppression, fire walls needed, Sewer/Water/bathrooms/electical breakout, etc  Determine cost effectiveness.  

High rent. 

Less management intensive, but obviously not as high of rent per square foot.

If your state losses are several hundred dollars or more - then pressure your CPA to verify whether these losses are worth filing current state tax returns.