By "investor friendly", I meant a real estate attorney who works a lot with real estate investors with their investments.

It is meant to protect people who house hack or accidental landlords with a single property. 

I have been hearing a lot of people talking about concern and worry over the presidential election in Nov.

Further, the estate tax law has a provision where estates that hold illiquid assets such as real estate, can elect to defer the payment of the estate tax over a period of many years, thereby alleviating the need for the estate to have to sell illiquid assets to generate enough cash to pay the tax bill.They need to speak to a CPA who is well versed in the estate tax planning laws.

I meant the phone app.

Please note that per the multiple loan rules, the amount of the loan must be reduced by the highest outstanding balance of any other 401k participant loan over the prior 12 months (regardless of whether such other loan is currently outstanding).Monthly or Quarterly Payments: The loan must be paid back in equal monthly or quarterly payments of principal and interest.Interest Rate: The interest rate is equal to prime plus 1% (or CD rate plus 2%) and is a fixed rate that is set at the time that the loan is taken.Term of the Loan: Five-year term unless the proceeds of the loan are used to purchase a primary residence in which case the term of the loan may be up to 30 years.First Payment:For monthly payments, the first payment that would otherwise be due is delayed until January 2021 (e.g. if the first monthly payment would have been due on May 15, 2020, it will be due on January 15, 2021).For quarterly payments, the first payment that would otherwise be due is delayed until the first quarter of 2021 (e.g. if the first quarterly payment would have been due on May 15, 2020, it will be due on February 15, 2021).EXISTING LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.If you meet the above conditions:You may delay making any 401k loan payments due between 3/27/2020 and 12/31/2020.You must commence making loan payments in January 2021 (or the first quarter of 2021 if your loan payments are due on a quarterly basis).If you elect to delay making such loan payments, the term of your loan will be appropriately extended.

In Portland, OR, if you have a renter longer than 52 weeks and you elect not to renew you have to give 90 day notice and pay them $4500 transition fee.  

@Darius Ogloza great point, I didn’t consider what this meant for ARMs

But I guess you're right, if it's not meant to be, it's not meant to be ... 

David trying to decide whether to elect S-Corp status or leave as partnership for the LLC.