It would be helpful if everyone put their photo on their profile, we would be able to see who we are communicating with, hey?

She presented a 90% No Doc based on my offer.Once we straightened out our communication gap, she said that she wasgoing to try to find a loan that would fit my needs.She will get back with me on Monday.The property is listed at $44,900.I offered $37,500.Rehab costs are approx. $15,000.I figured approx. $4500 for 6 months holding costs.So, I am figuring on a loan for approx. $60,000.The Comps for the neighborhood are at $85,000+.I prefer No Doc because my credit is excellent, but my asset to liabilityand income is not good.Is there such a thing as No Doc based on ARV?

Besides the things that are visible, appliance, paint, flooring, there are a whole series of "hidden" things that really add up and can make a house more valuable.These include but are not limited to:Higher efficiency HEATING unit.

Good TWO-WAY communication, and of course trust, is important, but these types of investors generally have specific financial goals as well as a thorough understanding of the reality of day-to-day PM operations.

I was fairly new at this when I shifted into being a "Virtual Real Estate Wholesaler", and now I do more deals because I am so much more efficient.

Fortunately I had good communication with the seller who alerted me about this.

That was a red flag-he has a website that allows you to list as much info as possible, and supposedly will communicate via email on the progress of the deal.

I look foward to communicating with all of you, and would very much appreciate any advice you could lend.

But he is holding some of my money and not responding to communication efforts.

So they're out there, I just don't know how to find them efficiently. =)Thanks for the welcome!