0 levels, but sometimes the shiny objects aren't all they're cracked up to be.Happy investing.

Over the past year, I have moved more toward the multiple property funds available via crowdfunding, primarily for the reduced risk/greater loan diversity, while still offering double digit returns.  

All this assuming he has valid proof to support his claims.I personally want to see him OUT ASAP but dont want to run into more damages etc and want to take an objective decision and not get carried away emotionally.

That, with your required ROR target, should lead you to what you can afford to offer and still reach your objective.

Our main objective is to begin purchasing Hold Properties and buy more and more down the road.

My objective is to get cash out to finish up another property I currently own with no mortgage. 

I do not believe it would be illegal, but the IRS might object to the characterization of the loan as principal-only payments.  

I asked my contractor what he would do as he is also a landlord, but I see his advice as not completely objective as he is spending someone else's money by creating work for himself.I called one of the big PMs in the area and asked her if she would be willing to avail her skill set, and she gave us a price of $500 for the 3 units.  

Could you please let me know what format the digital version is in?   

I need to go way lower (under $110,000 per house) to get 1% a month (which is about a 9% cap rate, which is my investment objective).