I am looking forward to connecting and working with new people.

I am not sure if it's just a general trend of people going offline en masse, or a sign of waning interest in wholesale discussion since a lot of bad rep is associated with it.

I know some STR investor people from Cincinnatti who are investing into the Red River Gorge (Slade, rogers, campton) area.

I hear a lot of investors complaining about the Philly market and saturation in specific pockets, but early there are still people making money on these deals. 

I didn't make much money, but the most valuable aspect of the experience for me was learning how to find crafts people, acting as my own general contractor, and then learning what order in which to do repairs and improvements.

So many people never move past analysis!

The reality is people are making money in virtually every market.

did they want both people on the loans to live on site?

You could also instead: get a construction loan and buy a fixer home with no ADU and you build it yourself. usually - I see people buying a home like this for $650k to $700k and then adding the ADU for $100k where you end at $750k to $800k with a well renovated home! 

Some banks/appraisers say that if a certain amount of the space is below grade they won't count it towards your living space.