The people he uses do this and understand the risks associated with it. 

I am not a realtor so I do not have access to a lot of the resources like Virginia Association of Realtors.Any advise on where to get all the forms?

Hi, my name is Danny and I’m a 23 year old aspiring real estate investor, I’m from Naperville, Illinois and just graduated college with a finance degree.

Hello, I am looking for advice on how I can obtain a fillable PDF copy of the newest AAR Residential Lease Agreement form in fillable PDF format. I am willing to pay a fee. Any help is appreciated.

Thanks
Jason

I am assuming by all in mortgage payment you are including your association fee. 

Hi Jana, I would recommend Andrew Somich of Somich & Associates. 216-577-0488

Note: we’re in the Montréal, Quebec area and it’s -35 degrees in winters with lot’s of snow, so the material need to be bought accordingly.

You have to determine whether a refinance makes sense to you based on how much you can pull out, the reduction in the interest rate and the fees associates with it.Refinances(especially an FHA Loan) are not cheap and a $50,000 increase in value may potentially not justify a refinance.You may want to see if you can do a HELOC instead as it will likely be cheaper.You should take advantage of the Homestead benefits since you live in the property.

Tenant: 30something, he's got 2 bachelors degrees - working in his degree'd field for 5 years.  

b) What @Bill Brandt said, except more specifically, the difference between the return vent and supply vents should be approx. 15 degrees.