Wanted advice on how to start the ball rolling.

@Bryan Satter   You could take a contractor with you to look at properties to help you ball park rehab costs if you have one you trust.  

It was hard trying to show the property after finishing up with work, and it was frustrating when I rushed over to do a showing only to be low-balled by people with the money to purchase but we clearly not really interested in pursuing the deal seriously. 

Instead you go and talk both debtors into erasing debt by 50% meaning you win and she wins.Time - as @Joseph Ball if they need their money yesterday, and houses are taking 3 months to sell, that's not going to work.Laziness - They're trying not to think about their problem, but it's hard to ignore getting the same mailer 5 timesHassle of conventional mortgages - Deals fall through, people snoop around your house, not everyone wants to deal with thatToo busy - See laziness above

It can be ball park figures.Here is a short list of line items:roofingconcrete driveway replacementcarpet install (average quality carpet)paintingreplace old pipes with copper onespest / termite tentingasbestos/mold abatementAlternatively, you could give me your ball park numbers that you use for FnF's..

They can analyze for days, but don't have the balls to pull the trigger.

Bryan - The tax rate unfortunately is per month here in New Jersey, I may have calculated it slightly high but it will be somewhere in that ball park.

Dan, if I had a better arm I could throw a ball and hit the LES field.

Then if you can match the schools up, you are starting to get in the right ball-park.  

Weed out the sleaze balls, so when the serious money starts to flow, the snakes in the grass are already out of the yard.4 - Partner being onboard.