Decent credit and a decent property is required, but if those things aren't hurdles (and they don't seem to be from what I've read), that would be a strategy to pursue.Stephanie

If it's a nice house/neighborhood with minimal repairs and a high chance of large equity gain down the road, 0.8% might make a heck of alot of sense. 

Just trying to build clients and gain more knowledge of possibly building relationships and a possible buyers & Lenders list!!!

Hello to All,I would REALLLY appreciate any and all Help, Suggestions, Comments, Experience, & Recommendations for me to FINALLY nail down, and pick out a Website Company, a CRM, a Dialer, and a Source for getting Expired, Cancelled, and FSBO phone #'s.So far I have heard that MOJO is a pretty good dialer.  

I am actually a realtor, licensed in both DC and Maryland, which we have an active real estate market and a competitive investor market as well.

Do you have information for a local club for the inland empire and a meet up?

We have private investors (passive), a contractor (equity partner), lawyer (equity partner - still looking), and a financial advisor (equity partner - still looking).

As for leasing fees, the industry standard in our area is 1/2 of first month's lease and a flat rate management fee for month-to-month management.

While most Net Zero buildings are energy efficient, perhaps even highly so in comparison to minimum building code requirements, there is nothing requiring them to anywhere new the efficiency level of a Passivhaus   .... this is why you will see odd things like warehouses with large rooftop solar installations being able to claim Net Zero.On the other hand, Passivhaus sets three metrics which a building must meet to be certified as Passivhaus compliant:  The building must have a heating and cooling demand of not more than 15 kWh/m2 (4,755 BTU/sq ft; 5.017 MJ/sq ft) per year  and a peak heat load of 10 W/m2.Total primary energy consumption (energy for heating, hot water and electricity) must not be more than 120 kWh/m2 (38,040 BTU/sq ft; 40.13 MJ/sq ft) per yearThe building must not leak more air than 0.6 times the house volume per hour (n50 ≤ 0.6 / hour) at 50 Pa (0.0073 psi) as tested by a blower door.Ironically, the research and pilot projects which fuelled what eventually became the Passivhaus standard was carried out in Saskatchewan as a National Research Council (NRC) project in the 1970s (the house is still in use today) and a similar project (Minnesota?)

What DF did to investors is put us into a box of "preditor lenders" that DTI and 1003 and ATR ability to repay is the regs attempt to force us to prove this loan is NOT preditory, is affordable and a good value.A lesser talked about need is to show that selling price is "market value" and not a picked out of thin air price the investor picked to their advantage.