American Express offers tailored benefits and rewards for those in the Real East industry.

I know a few who offer one time close construction loans and have had multiple clients use them.  

- What warranty are they offering?

All the  builders I work with offer a bumper to bumper warranty for 1year.  

@Kevin Vasquez what you are being offered is close to par on what you can expect for a low value refinance.

I attempted 6 offers in Indy intending to BRRRR.

@Stephen Rinaldi in which states do you offer this?

What can you offer in return?

The buyer is willing to offer $50k for the property as part of a seller financing deal with a chunk paid at the beginning and the remaining amount spread across 5 years and after which, the buyer will refinance and take over the mortgage.

Now the debate of where rates "should be" would be based on the quality of product each person/owner offers.