So we have that possible pressure on the lenders also (as well as the owners).Based on the above (and other factors) I think the banks may continue to be flexible in their standards until we are sure we are out of this virus situation.Then they may go back to how it was, or they may do something different.It seems like right now there are too many unknown factors, making it at best just a guess.Just my 2 cents. 

Since we spend a lot of time evaluating the comps up front without the pressure of having spent any money, the decisions we make are objective.

Electronic lock box or numerical tumbler lock that mounts to an easily accessible location.

Ghettos are parts of cities where groups of minorities tend to live based on social or economic pressures...the only minority group that our current President is associated with is black.

I agree and I'm seeing the same market pressures.

They are beautiful, can bring a pop of color and if you have lights mounted under the cabinets, the effect is spectacular. 

Just think if you had no outside ( out of area pressure on your RE)  were do you think the values would then be ?

Some people simply cant handle pressure.  

I currently work for a small non-profit in Denver that you've probably never heard of, named Mount Saint Vincent.

Don't put so much pressure on one relationship.