They can form a pack mentality and gang up on other dogs/humans.

At this point I had so much time and mental energy into that deal, let alone allowing him to use my contractors, so I really had no desire to do all the work for a few bucks.

I also have two little kids (5 and 2) and would love to have more flexibility when it comes to them -- volunteering in their classrooms, taking them to the doctor, staying home with them when they're sick.And here's a weird little tidbit: The doctor who treats me for anxiety thinks leaving teaching and becoming a full-time REI would be great for me and my mental health.

And feeding off the herd mentality on the front end is one good place to be...

This way, you may sell at a loss, but at least you won't have to bring money to the table (maybe).Remember, this albatross is not only losing money for you, but you are also losing sleep, time, and mental energy.  

I have to say I'm very encouraged by the mentality of investors helping other investors.

@Walt Payne , clever: 'settle for that $50k'.Not settling, just pointing out the very favorable tax treatment of the first 50k, but I'll have to admit, what 50k is first is really an exercise in mental accounting.  

Those of us that are Investors and have an RE licence don't have that little guy mentality. 

Leveraging is just a mental and emotional hump that we are going to have to get over. 

I have been very mentally and time invested in this co-op, so I feel that I want to take a role in the co-op.