Did you include the required addendum for Carbondale? 

In some properties where I live heat is included with rent and in others it is not.

Very few episode don't include plugs for his brokerage business and his mortgage company. 

I ordered well before the deadline to have the Planner included, but I haven't received the planner yet.   

Reduced Risk:CityFHEPS tenants undergo a thorough screening process, which includes income verification and background checks.

The things I do to improve cash flow include:1.

Everything is expensive, downtown in particular, including real estate.

In the current market structure, all parties including the lender expect the property to appraise for the sales price. 

For those that had loss of use or ALE (alternative living expense) insurance, the insurance company was required to pay for your like-kind housing while you rebuild which includes furnishing the rental as well. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.