Hi all i'm new to the community my name is Miguel and i'm looking forward to learn with all you guys about the beauty of real state. a little something about me, i'm 37 years old i'm a proud father of 2 boys and 1 girl, as well a beautiful wife, i love working out in the gym,running playing basketball and really anything that can improve my healthy life style. i work in the construction field doing office work, yeah yeah your typical 9-5 only mine is 6am to 5pm yes long hours and i'm tired of it. being doing it for 10 years and i believe there something better out in this world for me and that's one of the reasons i decide to give this community a try. i'm not that far behind on the real state me and my wife bought our first one and only home 9 years ago a multifamily home and we being leaving rent free. but now its getting old not knowing whats next and how to provide some freedom to spend more time with my family. i always like real state but never gave the proper effort to learn more about it and to stretch it to the max. so that's a little about me i'm sure i will meet a lot of awesome people here and i'm looking forward to it, anyone from new jersey i'm here if you like to go for a jog or grab a cup coffee.

Often a credit union.

Again, you would have to consider your accessibility to cash, credit, short-term goals and long-term goals before determining the best strategy for you.Best of luck to you!

We are professional property managers, we have a long successful history of buy and hold investing, we have great credit and sufficient income.

Working with a local credit union.

Any recommendation for a lender that works with investors, understands their needs and can use rental income to improve DTI ratio?

Check the credit unions.

I was also looking into something like the Wells Fargo business Equity Line Of Credit.

Approval is also based off of your credit score, so make sure your score is up to par and you've done all your research on which financial institution you plan to go with.

I can get a line of credit to start somewhere between 27-30k my private banker told me.