Hi @Todd Moriarty,Loan servicers (Huntington Bank it appears, in this case) have a perverse incentive to make dropping PMI hard (or impossible) without a refinance, because they want a refi out of it (a shiny new product to sell on the secondary market for $$ as part of a MBS).Your GF can refinance to drop PMI if Huntington Bank will not simply allow her to drop it with an appraisal, but I'd suggest that you don't reward bad behavior: refinance with a different lender so HB doesn't make money out of this de facto forced refinance.  

That's a pretty broad area and while it's not impossible, you may do better to focus on getting established in one of those cities at a time. 

We want to use a renovation loan to purchase and fix up a house or condo to live in but, it seems to be impossible unless we put in a cash offer even though we are already preapproved for the Reno loan.

We want to use a renovation loan to purchase and fix up a house or condo to live in but, it seems to be impossible unless we put in a cash offer even though we are already preapproved for the Reno loan.

Hi @Cedric Taylor,By deed acquisition, I am assuming your are talking about a "subject-to" deal (some areas use different terms).If so, the chances of the owner being able to turn the deed over to you, if the house is already foreclosed on, is most likely impossible.

But, given our shallow track record with employment (haven't worked since November last year as we've been backpacking) it seems impossible to get any financing.

I've been with my children ALL day and its been impossible to connect with a local agent for feedback.This property is turn-key, 3/2 1300sq ft.

Not only because a 100% occupancy rate is basically impossible, but because it shows they don't take you seriously enough to be upfront with real numbers, or worse, they don't know their real numbers.Anyway, here are some questions you should be asking of any turnkey provider you consider:1.

Is it entirely impossible to find a deal like this?

Yes it is easier to fix and flip than it is to buy and hold in hawaii but its not impossible.