This deal sounds great and it definitely gets me excited for my first deal in the future. 

The fact is your loan will be small and the price differences between lenders are more apparent on larger transactions.The biggest difference between lenders is going to be the actual loan officer and how good of a job they do getting you approved and what products and structure they give you to get this loan and set you up for future investing. 

Anybody aware of any REI meet ups around the Cincinnati area in the near future?

I’m looking for a general contractor to work with on future projects.

If your CPA is suggesting such a thing, then I would check to see if he has a criminal record because if they don't have one now, they likely will soon with advice like that.Third - even if you were going to rent this future house out, an LLC does nothing for you tax wise. 

We would like this to be only in my name so she can use a first time home buyer program in the future and her credit score is a 645.

Or if it doesn't work out I will keep it active to use MLS for future investing!

So that's why I was wondering to see if I could maybe justify the purchase given that I will be paying the same in rent in the foreseeable future. 

Professional cell tower investment companies generally offer 25 to 50 cents on the dollar of the potential future revenue stream.

I think it will be beneficial in the long run for future investments as well.