There are extra benifits to house hacking but numbers have to make sence for when you plan to leave said property. 

That might mean paying that extra 20% you mentioned, but that too could be negotiated if you build the relationship with your property manager and they see you as a longer-term investor with more business to come.  

Especially, if you charge more for extra guests.

I know at the time of buying our first house the rate for the FHA loan was almost a full percentage lower than the rate on the 5% and when discussing California prices that extra 1.5% cash down can be a lot!

Emotional support animals are to be treated just like service animals you can't say no you can't charge extra rent or an extra deposit and it would just come from the normal deposit if the cat damaged the property.

If it asks for convictions and she said no then I would ask her about the charges, if your application asks for charges and she said no then I would turn her down as she was not truthful.

Far too many people set up an LLC and think they are completely anonymous and that their personal assets are protected but the truth is many of them (maybe most of them) could be vulnerable.Why do all the attorneys have an LLC (or multiple) for their property?

My thoughts are that it never hurts to go the extra effort to make the contract as clear as possible as long as the additional provisions don't conflict with any other part of the contract.  

And there are a lot of ways to bend the truth. 

I usually try to get as much info from each institution as possible before I let them run it so I am 99% sure I'll be approved before I give them the green light but this creates a bunch of extra work on my end.