In my opinion, anyone selling a list of loans to anyone with people that are delinquent but NOT in foreclosure, are asking for a boatload of state and federal lawsuits for violation of civil and potentially criminal statutes.

Given the social climate and your conflict with the broker and now that you are practically a criminal in the mind of local police and the park-the-car-in-the-Harvard-garage crowd, you just might be an entrepreneur sooner than later.Your worst foot forward letter campaign may just be your ticket to freedom!  

There has even been reposts of criminals using open houses to case the house for valuable.

You claim the OD brokers are involved in a criminal activity.These are serious allegations you state.

Be mindful of the criminal activity in specific areas.

Once you submit them for a credit/criminal background check, the money is spent.

I'm pretty sure getting a license is pretty easy, well, if they have a criminal record, maybe not so easy

To that end, the IDFPR has authority to initiatedisciplinary proceedings against licensees for violations of the Illinois Real Estate Act of 2000.The IDFPR may “refuse to issue or renew a license, may place on probation, suspend, or revokeany license, reprimand, or take any other disciplinary or non-disciplinary action as theDepartment may deem proper or impose a fine not to exceed $25,000 upon any licensee underthis Act . . . for any one or combination of” the grounds for discipline set forth in §20-20 of theAct, 225 ILCS 454/20-20.Additionally, a licensee may be subject to both civil penalties and criminal liability for theunlicensed practice of real estate brokerage:Any person who practices, offers to practice, attempts to practice, or holds oneselfout to practice as a real estate broker, real estate salesperson, or leasing agentwithout being licensed under this Act shall, in addition to any other penaltyprovided by law, pay a civil penalty to the Department in an amount not to exceed$25,000 for each offense as determined by the Department. 225 ILCS 454/20-10(a).Any person who is found working or acting as a managing broker, real estatebroker, real estate salesperson, or leasing agent or holding himself or herself out asa licensed sponsoring broker, managing broker, real estate broker, real estatesalesperson, or leasing agent without being issued a valid existing license is guilty ofa Class A misdemeanor and on conviction of a second or subsequent offense theviolator shall be guilty of a Class 4 felony. 225 ILCS 454/20-22.It is a fundamental principle under Illinois law that parties can agree to any terms, and can contract in any situation, as long as there is no legal prohibition or public policy that dictates otherwise.Contracts for the sale of lands, tenements, or hereditaments or any interest in or concerning them for a term longer than one year must be in writing to satisfy the Frauds Act.

Hi Alan in Florida is close to Ohio but not the same, in Florida there's criminal charges if you always a sign especially without a license. 

Check into their criminal background record ... look out for charges or convictions on crimes involving DECEPTION ... these would include fraud, perjury, missaplication of proprty as fiduciary, forgery, theft, etc.