You may also be able to manage without a car.No need for a cell phone, get rid of it.

Instead of calling the police, they called me to explained what happened, and put this contractor on the phone.

ex: Anytime a court is referenced, 99% of the time the correct answer is Common Pleas Court. 

@Michael Zack extremely common in MA due to all of the colleges/univs where parents pay. 

Hi Ryan,I don't have any of your paperwork, so the below is speculation about common causes for this type of confusion.- Lenders do not preapprove for loan amount, they preapprove for purchase price after validating that you have the necessary down payment, etc.

Common cabinet options and vendors based on current styles and ROI figures(data collected from Realtor's across the country to back up designer's choices) Same would go for Bathroom fixtures, counter tops, hardware and appliances.

I talked with an agent who knows the area on the phone.

Basically lots (hundreds) of phone calls and e-mails to the right people. 

I think getting in there and replacing toilet flushers, faucets, etc for low flow ones would be a good start as well as checking for leaks (drippy laundry tub faucet or exterior spigot is pretty common)

Is there a standard or common term of amortization?