We will use this for SMS and our main business line, in addition to messaging in our PMS Hostfully. 

Additionally, consider consulting with a financial advisor or tax professional to assess the potential risks and benefits of borrowing from a retirement account for this purpose. 

The seller themself won't have any additional incentive to choose your offer however, so it's debatable how much this will really help you.

This is why I wanted to re-ignite the discussion and get some additional opinions. 

Additionally, you want to be sure you get the location right.

Each credit has specific qualifications and benefits, so it's worth exploring which ones you might be eligible for.

Negotiate purchase price and financing terms aggressively to secure favorable terms, exploring different financing options like FHA loans, VA loans, or conventional loans with low down payment requirements.

I recommend chatting with a few lenders to explore your options.

Definitely something to consider when looking in addition to understanding if it is warrantable or non-warrantable and limitations as such. 

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