I'm a wholesaler/flipper and it's been going well but I'm now trying to start grabbing prospects from the tax deliquent list that I grabbed from my county.

That bank/lender who holds the Heloc will reduce your credit limit and close the account until paid and scores improve.Cash out refinance is tax free, allows you to have higher liquid reserves, PITI reserves for multiple investment rentals, be cash strong for earnest or for a quick "All Cash offer". 

I know I should do my own due diligence (which I will), but before I do, i wanted to ask any experienced investor from the area if you think the market there is starting to level out and etc.

I typically tell my landlords to have the tenant start with whomever does their auto insurance.

I have opted to do an open house and I am already getting more interest since I have started replying with that option.

Hello everyone,I’ve decided to start investing in Rochester, New York.

Sell it while the market is still strong.At the same time, start educating yourself.

I’m looking for someone to start planning out the next couple of years with.

Thanks,Hey Joel,If you are tight on PITI, then I usually recommend looking into an interest only loan, maybe on a 5-10 year IO plan, to lower your payment and see if you can squeeze it in.Plus, rates are starting to dip a little bit, so it makes it a little more doable, especially if you just do a rate and term refinance to help keep your rate lower.

I believe the only way to get somewhat solid protection in this scenario is to have the title AND the loan in the LLCs name from the start (not in your name and then later quitclaiming it).