You will quickly learn who knows what they are doing and who is a simply a document marketing firm. 

I got an investment/secondary home HELOC from Vectra Bank but their customer service and overall experience is trash.

. - You'll learn why mortgages make you really wealthy by holding properties and paying them off instead of just buying RE and either flip or sell quickly and teach you more about the investing process in general. 

Hi all, just wanted to start out with a quick thank you to all who participate in the forums, it's been an invaluable resource to me as I start my journey into property investing.

By way of quick background, my name is Will Kaufmann and I am new to BP and relatively new to REI.

Refi (Yes Dave R is spinning in his grave or I'm sending him there more quickly)  Refi and consolidate debt on one or two properties and then apply all cash from every source you got including banks you can rob and lunch money you can steal from your children to that one loan.Paying of debt is a very good goal. 

This would quickly return most of my cash to me, which I need in order to complete a fairly extensive renovation prior to moving in.The problem I'm running into with my current lender is the timing. 

I'm wondering what kind of partnership agreement could work in the scenario where I find the deal and finance both the purchase and renovation and he manages the renovation.I think he may be more interested in a quick cash out and I'd like to buy and hold.

If looking at lower price points, you could purchase multiple properties -with a purchase price adding up to exchange amount.The 45-days come quickly.

If it were a few sellers who hope to cash in their properties as quickly as possible, then it would be certain properties are dropping prices, but I see a house price drop in general in these counties.