The seasoning requirements, LTVs, and drivers of the difference in purchase/appraisal values will be effected by the loan product.

Maybe I’m reading this wrong but after reading several articles it’s my understanding that normally when a civilian assumes a VA mortgage the “VA entitlement” will remain with the seller meaning purchasing power in the future will be less since it’s still tied into the current loan and the 1 year occupancy is foregone since the seller has lived in it over a year. 

There is a decent chance that my next purchase is a commercial MF (5+ units) in an expensive and appreciating market (I have a couple I am considering) in a class B or above area that is likely to have a small amount of projected cash flow.

I hope to purchase my first investment property by the end of the year, initially in Northwest Indiana, likely Hobart.

@Jose LealBRRRR property investment involves purchase price, rehab, holding, and refinancing costs.

That should boost future loan demand — for both purchases and refinances.

I purchased the property with an FHA loan at 5.25% rate but plan to refinance once rates drop (if they ever drop lol).

However it seems that things are changing, even if housing prices settle out in the coming months and years, they still are and still will be at record breaking highs, which has left my generations purchasing power significantly lower than any others.

I plan to use Asset Based Mortgages to purchase the properties. 

Looking to purchase in the suburbs though.