They followed up right away on my pre-approval application that I submitted online.The appraisal (which usually seems to be a bottleneck with other lenders) reached out right away, even before my term sheet was finalized.Now here is where I feel a bit frustrated with their product marketing and what I actually got.

Depending on the location STR is going to make the most money because condo rentals are an attractive option due to the amenities.

There is the potential (again depending on how often he does his books) - that he literally did not know there were concerns on the cash side of things. 

Property taxes are good, when comparing to California, (we are from San Diego)

Once you get over 10 units, even if you don't have to provide taxes, there is still a look at your assets, net worth, etc. 

It also depends.

My worry would be if one day HOA would decide to stop allowing STR since profits will depend solely on it.. 

It depends on your lease. 

Also, 44102, depending on the neighborhood, could be really valuable moving forward. 

Been looking at a structure which will be optimal for having a portfolio of rental properties, financial investments, and all the other general life stuff, which will assist in asset protection, as well as tax liability etc.Thoughts on this?