In high cost areas, it may be virtually impossible to cashflow/hit the 1% rule today.

I've been buying EDV heavy for last 10 months whenever 10yr above 4.5%forward PE 16 on sp500 puts fair value SP at about 3800, so could be really bad for still frothy MAG7, so your MAG7 puts should really perform This entire time on the highest of high rate eras, not to be confused with a high rate era, people overextended the quality option on equities and weren't willing to take risk on-- small caps and BTC.

I did end up getting offers for a surplus lines residential policy, and then landed on a business owner policy through Vermont Mutual.

They offered assurances as to their high level of confidence in the applicant, but have provided any other info on the tenant.

Don't want to insult him with that offer, but I feel like we have more of the risk??

I hope someone can offer me to find an investor who would be willing to have me come along just to gain experience (preferably on the weekends and over school holidays and breaks).

BiggerPockets also has a calculator to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.

I wouldn't want to buy in a high crime rate, especially violent crime, area, but what percent is worth my time and money?

Hi Daniel,I truly appreciate your offer. 

Violent criminals and sex offenders are high risk.