Nice explanation on apartment building.

Thank you @Jeffrey for detailed explanation.

I've done numerous vertical enlargements of 4 story buildings as well as horizontal extensions but no full on ground up projects.

Let me know if you need further explanation. 

Thank you very much, Josh, for your explanation.

I need some advice and explanation.

I own my own numerous investment properties and have a general contracting license since I do renovations and it is required if you do more than 2 non owner occupied renovations in a 2 year period. 

Your explanations reveal insight & experience.

Thank you for your time and detailed explanation @Charles Worth.

Downtown Tampa is not a major residential area, and downtown St Pete is already built out and booming.For a major metropolitan area, Tampa Bay is decades behind San Francisco, Seattle, and other seaport cities when it comes to mass transit, and we are a culture of car-commuters.Having lived in the San Francisco Bay area (with extensive ferry service as well as numerous other excellent mass transit options) as well as the Tampa Bay area - one immediate problem I see here in Tampa Bay is the lack of transportation options once you get off the ferry (at $10 one-way) - riders will essentially be limited to walking around the two downtown areas, or taking a taxi/uber to get elsewhere - most would rather drive.