If you're talking about future investments, I agree with the others that it's all about the natural features.

@Camile Case thank you for replying.do you have recommendation for a specific bank or loan provider for value add/rehab loan. my Buisness partner is checking local banks now but they focused more on line of credit for the LLC (we partner in different retail and beauty business) and said they would check it and get back to us in the next couple of days.we checked with US bank (doesn't do Florida) and lending one (doesn't do rehab loans) and both doesn't offer what we need.we prefer finding a solution just for the rehab (60-65k) and then refinance the owner financing.

@Eric Steffel Greenville, SC is a beautiful place.

I've been tracking Little Rock, AR for almost 2 years and don't understand why no one wants to buy in this beautiful state.

Human Nature and Discipline. 401k money is taken from you before you see it. 

Depending on the nature of their business they likely work solely on commission and shouldn't be spending hours reviewing and setting up your file in this scenario unless they're fully aware and desperate.

I have beautiful, occupied properties, I have vacant crappy ones, I have SFH and 2-4 unit, I have raw land, they go after EVERYTHING. 

The beauty of a HELOC is that you only pay on it when you are actually using it so it's there when you need it and costs you nothing when you're not using it.

I target cash-on-cash returns of 12% on real estate investments primarily due to much lower liquidity and the fact that I am very conservative by nature.  

There are a lot of beautiful places to live and vacation in the world, but when it comes to investing, it´s very hard to beat a portfolio of American middle class homes.