My guess is that the precise DNA in a union culture will be hard to pinpoint what that is, however I'd place a strong bet that by one 'trusting' a union to advocate on one's behalf, the main issue is that union members do not have agency, and get nearly zero experience in practicing negotiation and the soft skills requisite to be successful standing on their own in business.As always, generalizations are dangerous, and I'll continue giving ex union members chances in terms of labor, depending on my needs - AND you can always be the exception!

Sometimes a little information can be dangerous. 

The only way you will be able to get a hard money loan prior to going to an auction is you will need to give the lender some security i.e. a Trust Deed to property you own and the property will need to have enough equity to cover the entire cost of the loan plus interest and other fees.What you are talking about doing sound very dangerous.

And dangerous, with that enticing low voltage 110!

I am buying a property from a family member and would like to help family member do a 1031 exchange to a bigger property.  I was playing on the idea to go into buying another property with him and then refinance him o...

I've seen the ups and downs of the industry and the dangers that today's investor faces.I think a few of those dangers are outlined in what you described.  

Would you believe some people set up things in their house that could be dangerous to someone who doesn't know about them? 

Both were dangerous spots known for drugs and prostitution.The WalkthroughThe PurchaseSearching at nightThe SaleWhat made you interested in investing in this type of deal?

Also using people in very dangerous situations. 

Borrowing to avoid the penalty is preferred as you have relatively fewer years to reach 59.5. if the deal is dependent on the withdrawal, I would factor in the penalty into the ROI calculation and decide for yourself if withdrawing makes sense.