While we contemplated on the turn of events it seemed as outright extortion in order to give them a refund.

The IRS recently provided guidance regarding eligibility under the CARES Act and specified that a qualified individual includes an individual who has a reduction in pay (or self-employment income) due to COVID-19.Distributions:If so, you can take a penalty-free distribution (as well as waive the 20% withholding requirement) from your 401k (assuming that the employer allows it) anytime between 1/1/2020 and 12/31/2020.

So, I am going down the rabbit hole of researching moving my 401k and my wife's 403b from a former employer to a Solo 401k and a personal Roth IRA to a Self Directed Roth IRA.

@Jared McCulloughIncome from rental real estate is not subject to Self Employment tax, therefore an LLC is generally fine for buy-and-hold.

Their headquarters is in Cupertino and they employ 25,000 people there.

I put together a detailed proposal which covered the why I wanted to do this, my 1, 2, 5, and 10 year plan, the "Rehab Cycle", the due diligence process that I would follow, and most importantly to the investor how their investment is backed by a real asset, that they would be 1st deed of trust, and the 3 exit strategies that I would employ to ensure the repayment of their investment. 

I am currently employed in the financial services sector (no certifications).

Largest employers in that town3. political affiliation makeup4. gay population I remember Grant Cardone suggesting to invest in gay and Democrat communities because they are less sensitive to rent increases.PS ideally I would like to get this information above per zip codeThank you,jm 

So, new employers must be setting up new operations in the location, creating new jobs that pay similar wages as your tenant pool is earning today and requires similar skills.

I would anticipate an 18-year-old would have below-average credit and less than two years of employment history, so you must have done something else to get the payment down that low.You don't account for vacancy (estimate at least $600 a year or $50 a month).I would consider $120 for capex.So cash flow is probably closer to $400 a month but I still believe that's due to a large down-payment or something.