I believe anyone looking for a career as an agent should start out part time.The failure rate is high, things move slowly at 1st & you will need to eat as well as invest in marketing. 

@victoriawinters     yes your absolutely correct invest ....that's why when I read these articles stating that its possible to make money with out money or credit I'm wondering how ..how do you do this I've been in direct sales for over 15 years and I must say I work my tale off commission only ..I don't sale I don't eat lol..but I love people ..people are my passion and sales allows my to generate based on my efforts ...real estate investment would allow me to combine my two great loves and take it to the next level.

@David Greene You seem very 'bullish' about future appreciation.

I like Lime Green Florescent post cards. 

I started my consulting company with nothing but a commitment to quality and service, and initially had to struggle to balance eating with paying for things such a phone line for a FAX machine.

We went to a credit councelor type place (green leaf) to try and work something / anything out with BoA so we didnt lose our home.

It will be no way to split 100k, especially if hard money is involved. there are so many fees and expenditures that can eat that alive.

Borrow from family/friend/coworker with 7 - 10% annualized return on their money.HELOC will take some time to get but is an option if credit is good and debt to income ratio is low.HML is an option but you'll pay 10 - 15% interest monthly probably.CC is risky in that you'll have a difficult time paying off before you rehab and sell and that could eat heavily into profits unless you have a buyer lined up already.

Self Employment taxes will eat away at any profit Patty makes.

Sure they may be making money today, but will the major expenditure in five years eat up the previous years' returns?