True, and never trying is failing in my book.All the fear factors you mentioned above are the same common ones which stop many potential RE investors.Just one more of my favorites:The greatest mistake in life you can make is to continuously be afraid you will make one.

If banks continue on this path of restraining business access to capital and credit, companies cannot grow, expand and hire, putting additional strains on the economy.

I want to get a part time job working in the real estate world, and continue my part time education.

Our plan was to continue, buying properties with transitional 15% deposit route but by then market changed and our lenders became very restrictive on further lending on existing investment properties.

There are two detailed articles at the realdata web site, "NPV, IRR, FMRR, MIRR, CpA – Stirring the Alphabet Soup of Real Estate Investment" Part 1 and Part 2.

Living in CA, I am certain to see the downturn in RE continue for 2 more yrs.Cheersram

I'll open and read a letter, because that's what we do with letters, BUT the second I see it's a solicitation then I switch to subjective mode and quickly decide if this LONG letter is something I want to CONTINUE reading.

This is an emerging market in a very strong metropolitan market (Charlotte, NC.)This seems like a good way to build equity and potentially make a good profit or continue to rent our after 2 years.

I thought I was doing great – building a mound even (to continue with his analogy).

The agency would likely temporarily run Fannie and Freddie and continue to implicitly back any liabilities until the two companies' financial standing was strengthened.