Unless they changed the terms of their HELOC.

Then I can switch every year with a lIttle gap In between the 2 names for primary residence so I can continue with that 3% down or would it change once I get married ?

If there are any changes to the closing date, you should be the one to let the title company know. 

Don't ever change your numbers just to make the deal work. 

Unless the deed actually transfers, there is little way for the County Assessors to know anything has changed.

@Luz PaganThis is insane lIberalism run amuck to need a permit for such an InterIor change .

At each market cycle in LA people always get way too optimistic and overspeculate over the gentrification potential of the city, prices go up but nothing changes and the city remains a dump.

You pay every other week.If you're asking your landlord to switch to paying every two weeks and he's asking for $250 to make that change, then he's wanting extra rent to make the switch. 

Neighborhoods change block-to-block and a B neighborhood can quickly downgrade. 

They can then write in HARD MONEY.If you make it as a cash offer, before closing you may need to get an addendum changing it to financing depending on the title company.