is that the Fed is expected to lower the rate so that we may see more buyer demand and prices wil hold steady.

Quote from @Cliff Song: Here's a metaphor.You: "What's the best flooring material for my in-home basketball court?"

Just wanted to pass on that Navy Federal has a Homebuyers Choice option, 0% downpayment, really 0%, no PMI, but higher interest rate and 1.75% funding fee (and sellers can contribute up to 6%!)

Your situation (different country, Airbnb income, longer hold time) may not fit this model exactly.Negotiating Better Terms:With the bank: Shop around for better rates, consider a larger down payment for better terms.With real estate agents: Offer exclusivity for a lower rate, or consider handling the sale yourself if legal in Georgia.Holding Period: Given the strong Airbnb cash flow, holding longer could be beneficial, especially if the market is appreciating.

Hard money loans, for instance, might be an option, but make sure to factor in interest rates and timelines.Exit Strategy Uncertainty: You might not be able to sell as quickly as you planned, or for the price you had in mind.Tip: Have a backup exit strategy, such as renting the property short-term until the market improves.If you’re looking for advice on financing your next project, I’d be happy to help with that or answer any other questions you might have!

One common obstacle is dealing with higher interest rates compared to traditional financing, which can impact profit margins.

AND I did the thing we all read about, as far as getting multiple quotes for insurance and everything, went to move forward with the best one, State Farm, and we find out that we can’t get a policy due to having made a personal articles claim less than three years ago (was probably almost 3 years ago.)Now this was my business partners who made that claim.

My best advice is to work with a realtor who is also an investor and can easily plug you in with their systems and network of GCs, lenders, and PMs.

If buying rent-ready properties is the route I take normally how many properties in the portfolio would be best to really generate cash flow? 

Usually the GC will have suppliers or vendors they can coordinate with for the best deals.