I recently saw a video on no-money real estate investing and I'm really pumped but I also want to be realistic and a good fit for my future real estate partner.Here's the link to that video if you're curious:There’s always money available IF1- The deal (investment) is VERY good, significantly better than the average deal2- The risk is lower than similar deals with the same investment return3 - The money partners are able to be totally PASSIVE - because the deal maker (sponsor) is experienced, educated, and honest.So, there are numerous ways to start, with some having a much greater chance of success than others.  

@Steve Lopez let me know if you're interested in getting in the NC market particularly around the Triangle.

meters here have a little triangle in the center of the dial that turns when water runs, it will move every few seconds for even a drip.

We would need the numerator and denominator to understand if this is just a denominator effect.Interest rates still remaining at low levels relative to historic standards is only half the affordability equation. 

I've tried numerous times to contact the previous owner both via email and phone, no answer or response from numerous attempts, weeks and months apart.I have looked at refinancing in my own name but being a foreign national with no credit score, my rate will be almost ouble what it is now (5%)I don't see any good options here, either I pay for two seperate insurance policies or refinance at double the rate.

And eventually you will probably regret either living in Washington while you are being prosecuted ;-( or you will regret that you made one of a numerous  mistakes along the way. 

Most of the private lenders that have been through numerous cycles never lowered their rates below 9% because they knew the rates would soon bounce back to 10% ish. 3.

I think preforeclosures will start becoming more numerous in the next 6 months, right now they are relatively few.

It's a perfect storm caused by numerous factors and not merely one thing....

  ~1.5 years ago, I posted numerous posts on BP recommending caution due to increased risks associated with COVID and the various unknowns.