However, I have the feeling that the refi part would be a lot more complicated in Spain.

If you would like more information regarding your loan options, feel free to contact me! 

I always feel like one needs to have more than 1 or 2 reliable lenders.

I also feel I have the kind of experience/education to ensure a successful experience for all involved. 

Some days I feel focused and optimistic about reaching my goal in becoming a fulltime investor, other days i find myself focused on life's obligations.  

This isn't meant to be an ultimatum, but just a reminder to do it even if it feels like an inconvenience or a formality. 

So if insurance guy calculate to build the house is costing me $300 PPSF.Then in that case I have to buy house that costs me around $300 PPSF.In other word, if cash-flow property got fire, then it doesn't make sense to rebuild that house in 2023, because we only have the land value then, there's no point to rebuild if the FMV still less than rebuild cost....It feels so strange.

Im feeling a little anxious over it all.

House hacking is what I did in Columbus, Ohio when I started investing in 2020.Good luck on your journey and feel free to reach out if you ever need any guidance or advice.

This tenant has been whiny and difficult from the start and I feel like he is doing this to jeopardize showings.