A Bank statement program would do wonders, 10% down minimum is industry standard, if you have a solid credit score,15% down will get you really good terms, however you still need to qualify DTI wise.Best of luck!

I am very new to all these ideas and have been watching the podcasts, youtubes and reading articles as well, trying to narrow down my options.

Ask for everything in writing as well.

But of course that never happened glad I stay in the game as well.

The only time the market ever crashed in Miami seriously was because there was mortgage fraud going on and then the mortgage industry was regulated.

I think there's a lot of pressure on people these days to 'fit the norm' in so much as 'Well, this is the way they say it's meant to happen so I guess we have to do this...' even in situations where it doesn't necessarily suit. 

Have considered doing wholesaling as well.

i am considering syndication as well, but in the meantime i would like to find any lenders that might be operating in this realm. 

We are excited to embark on this new journey.As newbies in the industry, we are eager to learn and grow through hands-on experience and expert guidance.

Before we interviewed him, I had been firmly in the "pay down your debt first" camp, but he explained so well his thoughts about investing first.