Now we have to pay some PRIVATE organization to be able to do our jobs.

The company may as well. 

I am interested as well, just moved from NC.

Yes, he can still file bankruptcy, but that is only for a 30 day period (last resort.)Good Investing...

I found someone that I think would be a good fit because he is firm, trustworthy and he is able to work manually quite well.

For very well qualified borrowers (that can fully verify income) and seeking prime HELOC rates and terms I always suggest checking in  with their personal bank or credit union first.

The person being taken off the lease is not wanting to live there anymore and by law can terminate early in Indiana due to protective order being filed against roommate/girlfriend.   

It is great to be able to access everything online as well, so you don't find yourself having to run into the office for everything.

Unless you are building Rental units, the SF Retail market construction market is not doing well, hopefully your builder is borrowing money at sub 10% interest rates.  4 years ago, a lot of builders were only factoring in 3% for total loan costs, I would think that the carry costs would be 10% or more currently.  3.

Cloud, MN as it's close to where I'm currently living, as well as being close to a popular state university.