Most of my leads come from passive sources like a bus ad , zillow , etc .

Investors must have access to other sources (institutional, commercial, etc) that can give them a mortgage.

On all our proforma's we break it down to Sources and Uses. 

I got an answer for the state of Ohio from another reputable source.  

Love the virtual tour feature.

. - Even if the person you are thinking of can't help you, maybe there are folks on bigger pockets who want to go in on this with you esp. if you have the deal sourced...I can't tell you if any of these are the right solutions, completely depends on your specific circumstances but hopefully some avenues you can explore!

But also there are VERY competent brokers that earn every cent of their spread... we work with those too.Ask for referrals, even ask for a conference call with the lender and your referral source.

(A recorded trustee's deed (or similar alternative) confirming the amount paid by the grantee to trustee may be substituted for a settlement statement if a settlement statement was not provided to the purchaser at time of sale.)The preliminary title search or report must confirm that there are no existing liens on the subject property.The sources of funds for the purchase transaction are documented (such as bank statements, personal loan documents, or a HELOC on another property).If the source of funds used to acquire the property was an unsecured loan or a loan secured by an asset other than the subject property (such as a HELOC secured by another property), the settlement statement for the refinance transaction must reflect that all cash-out proceeds be used to pay off or pay down, as applicable, the loan used to purchase the property.

The current house on the property in livable condition comped in zillow (not the most reliable source but close) for $90,000.

I haven't checked out those other sources so I can't comment on them.