Diversity, demographics, companies, jobs, and people moving here for multiple reasons - national and foreign, people and money.

Your correct in the pump won't circulate without electricity, therefore multiple level houses will have cold portions depending on which level the boiler is on.

,Most banks want you to have skin in the deal, and most will ask you is the down payment borrowed money, and you don't want to lie that is consider mortgage fraud.

How can you report an unscrupolous property manager who is managing multiple properties without any real estate license?

I do not do SFR but an example would be an investor wanting a property for 50k in a nice area that throws off 1,000 in rent when all the data says all these properties are transacting with multiple offers at 75,000.

@Eston Johnsonhaha, buying as an owner occ and then repeating the process is the best way to obtain multiple properties at good rates with little money down in my opinion.

There are in some areas credits for using low flow toilets but tenants typically hate them because they have to flush multiple times and get clogs versus the old style.No legal advice.

Maybe I saved $50 by going with their special but the lost time and frustration wasn't worth it.I think they have the big box store installation deals have their place for traditional homeowners but if you are trying to do multiple investments having your own on-call team even if you take a few lumps(and you will) finding that team is worth it in the long run so you can get someone over to a property that you trust at a moments notice if you have a major issue.

Like you said it is hard to imagine a lender not noticing multiple owner occupant loans.

If you talk to the average bank, they generally are not going to know much about MF underwriting.Virtually every lender (commercial, MSE MF, even private lenders) are going to want your "skin" (dollars) in the deal unless this is an astoundingly good deal, you have extensive experience, or can substitute other substantial collateral to bolster the deal.