As a fan of RK, and being a capitalist myself, I have to admit one must maintain a healthy dose of skepticism when a capitalist lays out a strong or controversial position on a topic, then works in a product or service to sell you that coincides with that position (much like when a socialist makes the argument that centralized power, under their control, is for your own good).  

We usually have a fairly healthy reserve which is essentially our set asides for maintenance, capex and so forth.

Most lenders only require 1.2 in most cases - that doesnt make it a great deal , but if you know you can increase rents or drop expense to 1.7  you will be on solid ground ,, ( we all see what can happen ) The extra .5  lets you  stay healthy and wealthy  

So I still have relationships from my past I just limit them in scope and have healthy boundaries.     

Think buy with intent to do some small cosmetic changes but capex is healthy and sell, or hold and rent.

Interest rates should be above 0 because that is indicative of a healthy economy. 

Appreciation is very healthy, which is good for those who hold properties long enough.

We are very profitable, all properties cash flow and have very healthy equity. 

My understanding is that these areas have healthy and diverse economies, stable populations, and strong rental demand, all of which create high cap rates and above average rental returns.

The only other factor you many consider is incorporating a short term rental strategy combined with multifamily to see some healthy cash flow.