Now my wife and I both have excellent credit and it has enabled us to grow faster.

They wouldn’t be giving you money back if the job went easier or faster than expected.

We discussed dropping prices but then you need to look at how much faster your asset gets run down.

2008 was a unique event and if you study the data 2000 to 2007 you can see the bubble building very clearly - an abunadance of cheap new construction led to oversupply fueled by extremely scetchy lending.Even though we started new construction back up in 2017/18 we are still not at former production levels and it will take us about a decade to fill in the void we have from almost ten years of no new construction following the crash of 2008.Also, real estate is relativley cheap, at least in Milwaukee.

If you want to pay it off faster, you can. 

Half way through the loan, the principal paydown gets faster, so they are trying to point out that every month you own a higher portion of the property than you would with a brand new mortgage.CommentaryIn my opinion, that is a lot of brain damage and not great returns for $75K out of pocket and only $10K of equity capture at the start. 

Propane Fuel Tanks- disconnect and store ifleaving for long term storage.J.

My main goal is to buy and hold & to build these ADU's the easiest and fastest way possible with less drama....Have a couple of questions:1- Is it easier and faster to work on attached or detached garages?

OR will flock to the doom-reporting and sell the fear of the market declining, inducing additional significant volumes of properties to come on the market in a race to "beat" the decline, there in fueling the decline itself following a supply/demand cycle and so on and so fourth as the feedback loop begins.

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